In personal injury law, one of the most common questions that a plaintiff asks is whether he or she should use health insurance to pay the bills. When you are injured, but it wasn’t your fault, it might be confusing as to who should pay your bills. After all, you know someone else is at fault.

If you were in a car accident, the medical professionals may even ask for your car insurance information. This doesn’t mean that you shouldn’t use your healthcare coverage, however. You should probably use your health insurance and here is why.

Who Does the Insurance Company Pay?

For accidents that involve another insurance company, the insurance company is not going to pay your hospital bills. Instead, the insurance company has to pay you, the claimant. If you wait for your settlement from the insurance company, your medical bills are going to stack up in the meantime. While you can use the money to pay your bills, at this point, they may be higher or you may have hurt your credit score because you didn’t pay your bills initially. A personal injury lawsuit can take a lot of time.

Some lawsuits go to trial, rather than settling before the trial. Others may have delays that could take months to years. If you don’t pay your bills, then this could lead to negative repercussions.

Do You Have to Pay Back Medical Insurance?

If your insurance pays your medical bills, then you will eventually have to pay the insurance company back. However, when you use your health insurance, you are allowed to take advantage of the discounts that your health insurance offers. This means that you do not have to pay the medical provider the entire amount of the bills. You pay the medical provider what the insurance company paid. When this happens, you are to maximize your recovery.

If you pay into health insurance coverage, you deserve to have the benefit of healthcare. Even if you have a personal injury lawsuit pending, you can use your healthcare coverage to pay for your injuries.

A lot of people worry that using their medical insurance will hurt their case. This isn’t true. When it comes to your injury case, it can benefit you more to use your health insurance to treat your injuries. To answer all your injury questions, contact a personal injury attorney in Las Vegas, NV, like from Eric Roy Law Firm, to set up a consultation.